Community Guidelines for VSLAs, Cooperatives, SACCOs and Credit Unions

Jamborow supports financial inclusion, trust and transparency within community finance structures. Group administrators and members should maintain accurate records, obtain member consent, avoid coercion, disclose fees and rules clearly, treat members fairly, protect vulnerable users, report fraud, respect privacy and comply with group constitutions and applicable law.

Group administrators must not misuse member data, create fictitious members, alter contribution records without authority, discriminate unfairly, impose undisclosed charges, share credentials, or use Jamborow for unauthorised lending, deposit-taking or investment activity.