Digitising Africa’s Unbanked
Building Credit Footprints, Unlocking Financial Inclusion.
Across Africa, millions remain financially invisible.
Jamborow is changing that. We are digitizing grassroots KYC data and building credit footprints for the unbanked population across Africa — enabling access to financial services previously reserved for formally banked populations in developing economies.
Digitising Africa’s Unbanked
Building Credit Footprints, Unlocking Financial Inclusion.
Across Africa, millions remain financially invisible.
Jamborow is changing that. We are digitizing grassroots KYC data and building credit footprints for the unbanked population across Africa — enabling access to financial services previously reserved for formally banked populations in developing economies.
Problem We Are Solving
1. Financial Exclusion at Scale
The majority of Africa’s population lacks access to: Formal savings products Affordable credit Insurance protection
2. Limited Access to Capital
Traditional financial institutions struggle to serve informal communities because of: Lack of verified KYC data High onboarding and operational costs
3. Manual & Inefficient Systems
Informal financial groups such as SACCOs AJO ESUSU Village savings groups
Our Solution Approach To The Problem
Jamborow is building Africa’s grassroots financial data infrastructure.
Identity Validation
1. AI-Powered Financial Engine
Our proprietary AI engine leverages: Data science Big data analytics Pattern recognition Machine learning
Credit Scoring
2. Automated KYC & Credit Scoring
We digitize savings group data and create structured financial identities. Through our proprietary algorithm,
Financial Services
3. Integrated Financial Services
Our proprietary AI Jamborow provides access to: Microloans Insurance products Healthcare financing Pension schemes
Cash Dependencies
4. E-Wallet & Digital Transactions
Every user gets access to a secure digital wallet enabling: Peer-to-peer transactions Group contributions Loan disbursement and repayments
What Jamborrow Platform Offers
- Digitisation of Grassroots KYC Data Structured onboarding and financial identity creation at the village level
- Credit Scoring & Credit Footprint Creation Proprietary AI-powered alternative credit scoring algorithm.
- Massive Access to Financial Services Loans, insurance, healthcare financing, pensions.
- Peer-to-Peer Transaction Facilitation Seamless community-based financial transfers.
- AI Engine Leveraging Data Science Big data analytics for risk modeling and predictive insights.
Our Value Proposition
Jamborow is building Africa’s grassroots financial data infrastructure.
Identity Verification
For Savings Groups & Cooperatives
Jamborow transforms informal financial communities into structured, bankable ecosystems.
- Digitize village-level KYC data
- Build financial identities
- Create credit footprints
- Access formal financial products
- Improve transparency and accountability
- Unlock loans, insurance, and investment services
Our Value Proposition
Jamborow is building Africa’s grassroots financial data infrastructure.
Financial Services
For Financial Institutions
Jamborow lowers acquisition costs while expanding your lending footprint.
- Federated digitization of grassroots KYC data
- Access to verified unbanked data
- Reduced onboarding costs
- Risk-based alternative credit scoring
- Direct integration into core banking systems
- Access to new, previously unreachable markets
Why Jamborow
Benefits of Jamborow
Reasons You Should Choose Us
- Cost Reduction: Reduce onboarding and operational costs for financial institutions.
- Credit Footprint Creation: Transform behavioral data into formal credit identities.
- API CodeShare Integration: Plug directly into existing banking and fintech infrastructure.
- Business Intelligence Reporting: Real-time insights and analytics.
- Access to Lending Funds: Connect savings groups to structured capital.
- Digitized SACCO KYC Data: Federated identity infrastructure at scale.
Our Aspiration
Our Vision Statement
To build Africa’s largest grassroots financial identity infrastructure — where every individual, regardless of geography or economic status, has access to formal financial services.